Net Worth Calculator
Calculate your total net worth by tallying all assets and subtracting liabilities. Understand your true financial position and track wealth growth over time.
Assets (What You Own)
Liquid Assets
Retirement Assets
Real Estate
Other Assets
Liabilities (What You Owe)
Secured Loans
Unsecured Loans
Asset Distribution
Financial Health Indicators
Key Features
How to Use This Calculator
Understanding Net Worth
Net worth is the fundamental measure of your financial health - the difference between what you own (assets) and what you owe (liabilities). Our Net Worth Calculator helps you compute this crucial number.
Assets include everything of value: bank accounts, investments, real estate, vehicles, gold, provident fund, insurance cash value, and other valuable possessions. Be realistic about market values, not purchase prices.
Liabilities include all debts: home loans, car loans, personal loans, credit card balances, education loans, and any other money you owe. Include the current outstanding amounts, not original loan amounts.
Net Worth = Total Assets - Total Liabilities. A positive net worth means you own more than you owe. The goal is to grow your net worth over time by increasing assets and decreasing liabilities.
Track your net worth quarterly or at least annually. This provides motivation as you see wealth growing, alerts you to problems early, and helps measure progress toward financial goals.